HomeReady®

Expand your Lending Opportunities

We continue to make homeownership a reality for your low-to-moderate income (LMI) customers. HomeReady provides you with a variety of options to meet the needs of customers who may think they don't have the opportunity to become homeowners. Program highlights include:

  • No minimum down payment for 1 unit
  • Primary 30 Year Fixed Rate Purchase and NCO Refinance with max LTV for 1 Unit/Condo/PUD of 97%
  • Combined Loan-to-Value (CLTV) up to 105% with Chase-approved Community Seconds® and/or Affordable Seconds®
  • Documentation, ratios and reserves determined by Desktop Underwriter® (DU®)

Visit our Online Guide to learn more.

  • ChaseB2B
  • 1-877-ASK-CHASE