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chaseb2b.com Disclosures
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Broadcast Email Disclosures
For real estate and lending professionals only and not for distribution to consumers. This is not an advertisement as defined in 12 CFR 226.2(a)(2). All products are subject to credit and property approval. Program terms and conditions are subject to change without notice. Not all products are available in all states or for all dollar amounts. Other restrictions and limitations apply. ©2009 JPMorgan Chase & Co. All Rights Reserved.
Loan and disclosure documentation, as well as servicing and billing communications, are only available in English.
ChaseLoanManager®, ZiPPYSM, and ChaseLoanCenterSM are service marks of JPMorgan Chase & Co.
TrioSM is a service mark of eMagic.
Fannie Mae®, Desktop Originator®, Desktop Underwriter®, DO® and DU® are registered trademarks of Fannie Mae.
Freddie Mac® is a registered trademark of Freddie Mac.
ChaseMarketingZone and ChaseLearningZone are registered service marks of JPMorgan Chase & Co.
If advertisement is presented in a language other than English, you should note that, should you open an account, the documents related to the opening and maintenance of such account are only available in English. If you have concerns about reviewing or signing important documents in the English language, Chase strongly recommends that you consult with a qualified interpreter.
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Responsible Lending Statement
Each borrower has their own unique financial situation to consider when evaluating their residential mortgage needs. Although lenders and brokers may make product recommendations, the ultimate decision regarding product selection rests with the borrower. Responsible lending includes providing the information necessary to allow borrowers to effectively evaluate products and recommendations on their own merits.
JPMorgan Chase & Co. is committed to insuring that all documentation, policies, procedures and practices employed in the making of any residential mortgage loan result in the provision of information to borrowers in a manner that will allow them to understand our products and make informed decisions. The more complex the product, the more time that should be spent ensuring that the borrower fully understands it, and how it compares to other products. In addition, products will not be marketed or sold in any manner that employs unfair and/or deceptive acts or practices. Promotional materials and product descriptions will provide information about the costs, terms, features and risks of the products. In particular, borrowers will be apprised of potential increases in payment amounts and interest rates; potential increases in the principal balance and the resulting effect of decreasing home equity (which may cause difficulty in obtaining future refinancing transactions or in obtaining cash upon the sale of the collateral); the terms of any prepayment penalties; the obligation to directly make tax and insurance payments when not included in an escrow account and, any pricing premiums attributable to reduced documentation programs.